R2
by R2 · Embedded lending and merchant cash advances for Latin American platforms
8.9 — BenchRank score out of 100
Screenshots of R2
Homepage
Overview
R2 is an embedded finance platform that lets platforms in Latin America — POS systems, marketplaces, e-commerce and payment processors — offer lending and merchant cash advances to their merchants. Integration is via APIs, SDKs and a pre-built component. Platform data drives pre-approved offers of $100 to $100,000+, repaid as a percentage of daily sales, with R2 carrying the credit risk.
- Best for
- Latin American platforms — POS, marketplace, e-commerce, payments — wanting to offer merchants credit
- Pricing
- No pricing is shown on the captured pages — no rates, fees or revenue share are published, and the only call to action is booking a demo.
Strengths and trade-offs
Strengths
- APIs, SDKs and an embedded component; launch stated in weeks
- R2 takes the credit risk, KYC and compliance
- Repayments taken as a percentage of daily platform sales
- Same-day funding; offers from $100 to $100,000+
Trade-offs
- Operates in five countries only: Brazil, Chile, Colombia, Mexico, Peru
- In Brazil, KYC and lending run through a third-party licensed partner
- No rates, fees or revenue share published; demo booking is the only route
- Merchant eligibility depends on R2's AI risk models, criteria unstated
How this score is made up
Each dimension is scored out of 100 and combined into the headline score using fixed weights.
- MCP support
- 0 out of 100
- API quality
- 0 out of 100
- Documentation
- 0 out of 100
- Agent friendliness
- 38 out of 100
- Changelog
- 0 out of 100
- Marketing site structure
- 35 out of 100
- Operational trust
- 0 out of 100
Measured, but not part of the score
Useful to know, but not a mark for or against the product — so these do not affect the ranking.
- Openness
- 0 out of 100
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