#4 in Payments & BillingUpdated 2026-08

FinceptTerminal

by Fincept Terminal · Open-source financial terminal with market data and an AI research assistant

64.8 — BenchRank score out of 100

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Overview

FinceptTerminal is a financial terminal offered as a web terminal and a desktop app. It covers real-time OHLCV data on 423,000+ instruments from NASDAQ, NYSE, AMEX, OTC and CBOE, 50+ technical indicators, 100+ economic indicators, aggregated news with sentiment analysis, and company financials and valuation ratios. An AI assistant answers research questions in natural language, and a REST API is sold as credit packs.

Best for: Independent traders and small funds wanting a free terminal for market data and equity research.
Pricing: The open-source terminal is free (MIT licensed); REST API credit packs are one-time purchases at $10 for 1,000 credits, $25 for 3,000, $50 for 7,500 and $100 for 16,000, and Fincept Terminal Enterprise seats cost $99, $199 or $299 per user per month.
Runs on: Web

Strengths and trade-offs

Strengths

Open-source terminal, MIT licensed and free to use
Real-time OHLCV data on 423,000+ instruments
50+ technical indicators plus 100+ economic indicators
API credit packs are one-time buys with no auto-renewal

Trade-offs

Paid API credit packs expire 30 days after purchase
Free tier limited to 350 credits and 10 requests per minute
SSO, audit logs and RBAC need seats at $199-$299 per user/month
Listed exchange coverage is US only: NASDAQ, NYSE, AMEX, OTC, CBOE

Pricing

Published plans from FinceptTerminal’s own pricing page, in USD. Usage charges and add-ons may apply on top.

FinceptTerminal pricing tiers, monthly rates in USD
Plan	Monthly	Includes
FREE TRIAL	—one-time	350 API credits, free credits do not expire Basic API access and real-time market data Community support Rate limit 10 requests per minute
BASIC PLAN	—one-time	$10 one-time for 1,000 API credits Credits valid for 30 days Full API access, email support Rate limit 30 requests per minute
STANDARD PLAN	—one-time	$25 one-time for 3,000 API credits Credits valid for 30 days Full API access, priority support Rate limit 60 requests per minute
PROFESSIONAL PLAN	—one-time	$50 one-time for 7,500 API credits Credits valid for 30 days Full API access, premium support Rate limit 120 requests per minute
ENTERPRISE PLAN	—one-time	$100 one-time for 16,000 API credits Credits valid for 30 days Full API access, dedicated support Custom rate limits on request
STARTER	$99per user / month	1 user seat on the Enterprise desktop terminal Private and proprietary datasets Advanced AI research agents Priority email support
PROFESSIONAL	$199per user / month	Everything in Starter, higher API and AI usage limits Multi-agent deep research Private dataroom for your documents Single sign-on and priority support with SLA
INSTITUTIONAL	$299per user / month	Everything in Professional, highest usage limits SAML SSO, audit logs and RBAC Dedicated data isolation and account manager Onboarding and custom integrations

How this score is made up

Each dimension is scored out of 100 and combined into the headline score using fixed weights.

MCP support: 0 out of 100
API quality: 55 out of 100
Documentation: 100 out of 100
Agent friendliness: 83 out of 100
Pricing transparency: 100 out of 100
Changelog: 100 out of 100
Marketing site structure: 75 out of 100
Operational trust: 25 out of 100

Measured, but not part of the score

Useful to know, but not a mark for or against the product — so these do not affect the ranking.

Openness: 30 out of 100
Maintenance: 100 out of 100

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