#9 in Privacy & ComplianceUpdated 2026-08

Cognito

by Cognito · Identity verification, KYC and AML screening via API

39.2 — BenchRank score out of 100

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Overview

Cognito provides identity verification and compliance checks through four products: Flow (all-in-one ID verification), Identity (phone-number-based verification), Screening (watchlist, AML and PEP checks) and Business (business onboarding). Verification combines database checks against government sources, ID document capture and selfie liveness, integrated by hosted link, hybrid API or full API.

Best for: Companies that need KYC, AML screening and identity checks built into customer onboarding.
Pricing: The captured pages show no prices for Cognito; the site directs visitors to sign up, request a demo or contact sales.
Runs on: Web

Strengths and trade-offs

Strengths

Covers onboarding IDV and ongoing watchlist screening together
No-code, hybrid and full API integration options with client SDKs
States 209 countries and 13,000 ID documents supported
Daily watchlist re-scans across 20+ screening lists

Trade-offs

No pricing published; you must sign up or talk to sales to learn cost
Pass rates (98% US, 93% rest of world) are vendor-reported figures
Site promotes Plaid Identity Verification and Monitor as the newer products

How this score is made up

Each dimension is scored out of 100 and combined into the headline score using fixed weights.

MCP support: 0 out of 100
API quality: 15 out of 100
Documentation: 80 out of 100
Agent friendliness: 68 out of 100
Pricing transparency: 35 out of 100
Changelog: 40 out of 100
Marketing site structure: 50 out of 100
Operational trust: 60 out of 100

Measured, but not part of the score

Useful to know, but not a mark for or against the product — so these do not affect the ranking.

Openness: 0 out of 100

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